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Review: “EACH AND EVERY ATTORNEY SHOULD ASPIRE TO THE EXCEPTIONALLY HIGH STANDARDS OF MR. JOSEPH MULLANEY! HE IMMEDIATELY PUTS THE CLIENT FIRST, HE IS VERY EASY TO TALK TO, HE TAKES HIS TIME WITH THE CLIENT, YOU FEEL LIKE YOU ARE...
Practice areas: Debt Settlement, Bankruptcy & Debt, Social Security, Credit Repair
For PA & NJ clients who need help negotiating debts, call Arthur R. Panza
Practice areas: Debt Settlement, Debt Collection, Landlord & Tenant, Litigation, Tax
Review: “Sebastian was very responsive and resolved my problem quickly. I really believe he cared as much about my wellbeing as he did about his fee.”
Practice areas: Debt Settlement
If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.