I am a Royal Oak attorney with a focus on helping my clients move toward a financial secure future by providing holistic and personalized counsel with debt settlement/management, bankruptcy and credit repair. I provide a personal approach to each ...
Practice areas & skills: Debt Settlement, Credit Repair, Bankruptcy & Debt
Proud to be a debt relief agency that protects the rights of clients seeking protection through the filing of bankruptcy. Member of the Optimist Club of Auburn Hills Member of the Auburn Hills Planning Commission Father of 5 - Husband to 1
Practice areas & skills: Debt Settlement, Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, Foreclosure
If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.