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Mr. Gaertner has practiced bankruptcy law for over 35 years. He represents clients in Chapters 7, 11, and 13 of the U.S. Bankruptcy Code and in non-bankruptcy workouts and reorganizations. His clients include both consumers and businesses, debtor...
Practice areas: Debt Settlement, Chapter 7 Bankruptcy, Chapter 11 Bankruptcy, Chapter 13 Bankruptcy
I am an attorney based in Dupage County, Illinois practicing bankruptcy and commercial law throughout the Chicagoland area. I represent individuals, businesses, creditors and trustees in all aspects and all types of bankruptcy proceedings, includi...
Practice areas: Debt Settlement, Bankruptcy & Debt
At the Bernicky Law Firm, ease and convenience is our goal, so we offer flexible consultations throughout the DuPage County area, with evenings appointments available. Bernicky Law Firm can help you with you Real Estate, Wills, Bankruptcy or ...
Practice areas: Debt Settlement, Real Estate, Residential, Wills & Living Wills, Chapter 7 Bankruptcy
If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.