I am an experienced bankruptcy and criminal defense attorney, practicing in the State of Hawaii. I am a German native and eligible to practice in Germany since 2000, in Georgia since 2005, and Hawaii since 2006.
Practice areas & skills: Debt Settlement, Chapter 13 Bankruptcy, Federal Crime, Criminal Defense, Chapter 7 Bankruptcy
Review: “I am not a true client yet. however, he responded to my questions right away in a professional manner And yet with aloha spirit. It was only by email but you can feel that helping hand energy. Thank you Mr Kurata. At leas...
Practice areas & skills: Debt Settlement, Business, Debt Collection, Bankruptcy & Debt, Real Estate
Review: “Michele is professional and a personable attorney . She kept me posted on the status of my debt settlement and did an excellent job at negotiating my debt for my six credit cards. I highly recommend her. I give her an A+.”
Practice areas & skills: Debt Settlement, Adoption, Debt Collection
If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.