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FRANK X. RUGGIER received his J.D. from the University of Southern California in 1998 and his B.A. from the University of California at Irvine, graduating cum laude. He is a member of the State Bar of California. Frank is a member of the Los Angel...
Practice areas & skills: Debt Settlement, Chapter 13 Bankruptcy, Bankruptcy & Debt, Chapter 7 Bankruptcy, Chapter 11 Bankruptcy
My focus has and always is helping people. I derive a tremendous amount of satisfaction helping people secure their money, their rights, and their happiness. In my spare time, I train in Kenpo Karate at the Z Ultimate Studio in Anaheim, CA. I l...
Practice areas & skills: Debt Settlement, Car Accidents, Contracts & Agreements, Corporate & Incorporation, Administrative Law
Review: “I and many of my friends and family have used Sherif Fathy for various legal services. He is very responsive and an excellent communicator. He will work with you until your issue is satisfactorily resolved. All my friends...
Practice areas & skills: Debt Settlement, Criminal Defense, Bankruptcy & Debt, Workers Compensation
If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.