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I have been handling bankruptcy and debt settlement since 1979
Practice areas: Debt Settlement, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Foreclosure, Bankruptcy & Debt
Jeff is a Certified Bankruptcy Specialist through the CA State Bar Board of Legal Specialization. He handles both personal and small business bankruptcies helping everyone from individuals and families to business owners and creditors. We value o...
Practice areas: Debt Settlement, Bankruptcy & Debt
Review: “Mr. Schlecter has been retained by me for the last 3 years. In that time he has successfully negotiated me through title lein, foreclosure, debt settlement, and bankruptsy. Through all of this he was professional, encour...
Practice areas: Debt Settlement, Business, Bankruptcy & Debt, Chapter 7 Bankruptcy, Chapter 13 Bankruptcy
If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.