WIPE OUT YOUR DEBT!!! -- FREE CONSULTATION: 855-663-6086
Practice areas & skills: Debt Settlement, Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, Chapter 11 Bankruptcy, Bankruptcy & Debt
Orange County attorney Stephen N. Doan received a bachelor's degree in business administration from University of San Diego and a minor in computer science. He then went on to California Western School of Law, graduating with a Juris Doctorate d...
Practice areas & skills: Debt Settlement, Personal Injury, Bankruptcy & Debt
Richard Hoag is the Founder of the HOAG FIRM. Richard’s legal experience covers a broad spectrum of practice areas including complex negotiations in mortgages, consumer lending, commercial real estate, mergers and acquisitions, landlord tenant, en...
Practice areas & skills: Debt Settlement, Construction & Development, Corporate & Incorporation, Contracts & Agreements, Estate Planning
If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.