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Ms. Grady concentrates her practice in the area of commercial law with emphasis on lending transactional work including commercial lending and secured transactions, asset-based financing, commercial real estate financing, development financing, eq...
Practice areas & skills: Debt & Lending Agreements, Project Finance, Equipment Finance and Leasing
Mr. Mercury focuses in the areas of real estate transactions and financing including acquisitions, dispositions and recoveries, secured lending, leasing, permitting, liquidations, foreclosures and distressed loan resolutions, condominium and plann...
Practice areas & skills: Debt & Lending Agreements, Construction & Development, Real Estate, Banking, Corporate & Incorporation
Edward M. "Ted" O'Brien was admitted to the bar in New York in 1983. He is admitted to U.S. Bankruptcy Court, in the Western District of New York. Mr. O'Brien graduated from Union College in 1979, and from Syracuse University College of Law with...
Practice areas & skills: Debt & Lending Agreements, Real Estate, Business
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When you buy something on credit, you borrow the money from a lender and put yourself in debt. The paperwork documenting this transaction is a debt/lending agreement. For example, simple debt / lending agreements are used to finance RV or boat purchases. More complicated debt / lending agreements for commercial business operations may include complex credit agreements, promissory notes, security and guarantee agreements, subordination or inter-creditor agreements, patent or trademark collateral security agreements, assignment and assumption agreements, hazardous substance indemnity agreements, mortgage agreements, and accounts receivable letters. When substantial amounts of money are involved, you'll want to use a business attorney with experience in negotiating and drafting debt and lending agreements.