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Douglas Haman is the Managing Member of the Law Office of Douglas Haman, Esq., LLC.Mr. Haman graduated from Miami University in 1995 with a Bachelor of Science in Business, and earned his Juris Doctor from the University of Cincinnati College of L...
Practice areas: Debt & Lending Agreements, Real Estate, Business, Debt Collection, Landlord & Tenant
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When you buy something on credit, you borrow the money from a lender and put yourself in debt. The paperwork documenting this transaction is a debt/lending agreement. For example, simple debt / lending agreements are used to finance RV or boat purchases. More complicated debt / lending agreements for commercial business operations may include complex credit agreements, promissory notes, security and guarantee agreements, subordination or inter-creditor agreements, patent or trademark collateral security agreements, assignment and assumption agreements, hazardous substance indemnity agreements, mortgage agreements, and accounts receivable letters. When substantial amounts of money are involved, you'll want to use a business attorney with experience in negotiating and drafting debt and lending agreements.