Phillips Law is actively involved in litigating cases against servicers and lenders of residential mortgage loans which wrongfully foreclose upon homeowners. There are defenses available to homeowners who are victims of wrongful foreclosure as...
Practice areas & skills: Debt & Lending Agreements, Debt Settlement, Car Accidents, Credit Card Fraud, Identity Theft
Civil litigation practice focusing on consumer protection issues including: debt collection harassment, credit reporting errors, wrongful repossession, debt defense, and unfair business practices
Practice areas & skills: Debt & Lending Agreements, Personal Injury, Workers Compensation, Landlord & Tenant, Lemon Law
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When you buy something on credit, you borrow the money from a lender and put yourself in debt. The paperwork documenting this transaction is a debt/lending agreement. For example, simple debt / lending agreements are used to finance RV or boat purchases. More complicated debt / lending agreements for commercial business operations may include complex credit agreements, promissory notes, security and guarantee agreements, subordination or inter-creditor agreements, patent or trademark collateral security agreements, assignment and assumption agreements, hazardous substance indemnity agreements, mortgage agreements, and accounts receivable letters. When substantial amounts of money are involved, you'll want to use a business attorney with experience in negotiating and drafting debt and lending agreements.