If you discover your credit card was used to buy things without your knowledge or consent, you may benefit from the services of a credit card fraud attorney. Since credit card fraudsters are often very sneaky, it can be difficult to know when your card is being misused. Usually you are responsible for only $50 of the purchases made before you report your card lost or stolen. After you report the card lost or stolen, credit card fraud laws apply and you are not responsible for any more losses. If your credit card company wants you to pay for stolen card charges, a credit card fraud lawyer can help you.