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I am licensed to practice before the State Courts of New Jersey, the United States District Court for the District of New Jersey, the United States Bankruptcy Court for the District of New Jersey, the United States Court of Appeals for the Third C...
Practice areas: Bankruptcy & Debt, Debt Settlement, Litigation
Review: “Kevin Kutyla has an exceptional wealth of knowledge and experience in this challenging area of law. He is easy to communicate with, clearly explains the options, and achieves the best possible results. I strongly recomm...
Practice areas: Bankruptcy & Debt, Workers Compensation, Personal Injury, Mesothelioma & Asbestos
A bankruptcy attorney can help you manage personal or business debts you are unable to pay. Bankruptcy laws allow people and businesses to (1) get a “fresh start” by relieving most debts; and (2) repay the money owed to all creditors as fairly as possible. When you file for bankruptcy protection, all other legal actions against you are put on hold. Creditors cannot sue you, garnish your wages, repossess your car or home entertainment system, or start or continue with a foreclosure action against your home. There are different types of bankruptcy filings and each has its own advantages. Since bankruptcy can significantly impact your future purchasing power and credit rating, you should see a bankruptcy attorney to make sure the benefits of filling bankruptcy outweigh the consequences.