"Is it possible for a spouse to get life insurance on the other without them knowing? If yes, is there anyway to find it?"

Generally, where the insured and owner are not the same person, the insured must consent to the coverage by signing the application for coverage.

Can a company charge me a surrender penalty if I cancel the contract in accordance with their cancellation guidelines?

If an annuitant timely cancels the contract during the free look period in accordance with the contract, company guidelines, and applicable law,...

To answer this one would need to know whether you believe it is not your husband's signature on the changef form. If it is not, and you can prove...

How can i findout if my mom had life insurance

I agree with Mr. Davidson. Also, you may wish to try the MIB's policy locator service: http://www.mib.com/lost_life_insurance.html

If i changed owner ship on my life insurance policy can i change beneficiary

Generally, the owner of a life insurance policy has virtually all rights under the policy, including the right to change the beneficiary. As long...

My ex wife passed away. I was listed as a beneficiary on a life insurance policy.

The short answer is that, generally, yes, what the insurance company says is true. TEX FA. CODE ANN. § 9.301 provides: (a) If a decree of...

It appears you are in Indiana. If the POA is an Indiana POA, per IC 30-5-10-1, (a) except as otherwise stated in the POA, an executed POA...