Archived
What can do done if your wages are being garnish but the debt has been removed from your credit report? Can you be reimbursed?
Waymon's answer
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Answered on July 19, 2016
If there is a judgment entered against you, it will appear on your credit report for seven years. If the debt has been removed from your credit...
Archived
Can I surrender my car a year into bankruptcy due to unemployment?
Waymon's answer
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Answered on July 19, 2016
This question has many moving parts. If the lender on the car is a secured creditor, the plan payments should pay the monthly car note on the...
Archived
Does a chapter 7 bankruptcy prevent a foreclosure
Waymon's answer
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Answered on July 19, 2016
In a Chapter 7 case, if you do not make your mortgage payments, the lender will obtain stay relief in the bankruptcy court. After stay relief is...
Archived
Wage garnishment?
Waymon's answer
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Answered on July 18, 2016
Normally , no. The garnishment first filed withholds your pay until it pays out, then the funds are withheld on the second case. If you have at...
Archived
What happens to a tax refund when you file Chapter 13?
Waymon's answer
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Answered on July 18, 2016
Unless your state exemption laws allow you to exempt your tax refund, the Chapter 13 Trustee can intercept the refund, and pay it into your plan....
Archived
If the a creditor charge-off a car loan and still pick the car up, can I get it back in bankruptcy.
Waymon's answer
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Answered on July 18, 2016
You must file a Chapter 13 case, and then file an adversary proceeding against the lender for turnover of the vehicle. This must be done quickly,...
Is there a deadline to amend the “Statement of Intention” in my CH. 7 Bankruptcy case?
Waymon's answer
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Answered on July 18, 2016
If you have not signed the reaffirmation agreement for the home mortgage, you will discharge the loan in your Chapter 7 case. The reaffirmation of...
Archived
Can someone assist me in helping my ex husband understand that he must obey the law, sign documentation, etc?
Waymon's answer
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Answered on July 17, 2016
You should not post your personal information on this site. Use the Avvo Find a lawyer tool to locate family law counsel in and around Chatham...
Archived
If a creditor sells my debt am I still bound by the same contract as with the first owner of my debt?
Waymon's answer
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Answered on July 17, 2016
The interest rate and late charges apply, even though the account is in default. The $157 per month is a curious figure. Was that your minimum...
Archived
Will filing bankruptcy satisfy this debt, and if so, how can he proceed with a bankruptcy claim while in prison?
Waymon's answer
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Answered on July 17, 2016
Unless you have pulled an actual copy of the court case file, and reviewed the documents personally, you have no real way to verify the validity of...
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