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Some one claimed bankruptcy in my nae and i am sure i know who it is, can i sue her, i cant get a loan or even a car i
Waymon's answer
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Answered on November 11, 2014
The first thing you should do is pull your credit report. You can get a free credit report at annualcreditreport.com. Once you figure out who it...
Archived
What is the best source of an auto loan inside Chapter 13?
Waymon's answer
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Answered on November 11, 2014
A dealer can help you line up the financing to purchase the vehicle. What happened to the insurance proceeds from the wrecked car? Were they...
Archived
I'm in default w/ my Wells Fargo loans. They restructured my 30 yr into a new 40 yr w/ same 6% rate only reducing paymt by $7 ?
Waymon's answer
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Answered on November 11, 2014
You are the best judge of what you can and cannot do each month financially. If you are in arrears on your mortgage payments, and you have...
Archived
Can I file bankruptcy 7or 13 .my income mo.2,000 .but after insurance and bills, rent .I might have to$20 left my debts 20,000
Waymon's answer
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Answered on November 11, 2014
From the income and expenses you described, you would pass the means test, and you should file a Chapter 7 case. You should schedule an...
Archived
I received a letter from an collection agency today, the bill is my wifes medical bill?
Waymon's answer
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Answered on November 10, 2014
Did you sign your wife into a hospital or a clinic when she was treated? If so, you made yourself a co-obligor on her medical bill. You have the...
Archived
If filing chapter 13 bankruptcy husband and spouse. One s
Spouse income will be dropped by 1800. Can out checking and Ira be
Waymon's answer
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Answered on November 10, 2014
New Jersey allows you to use either state or the federal bankruptcy exemptions. The federal exemptions are more generous than the New Jersey...
Archived
How can I add my husband's name to daughters birth certificate?
Waymon's answer
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Answered on November 10, 2014
I would go to the vital records bureau, and see if you and your husband can submit forms to correct the birth record. If the birth records cannot...
Archived
Fell 13 steps down (auntie's apartment) 4 days at the hospital suffering compressed lumbar fracture back. can i sue?
Waymon's answer
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Answered on November 10, 2014
This would be a case against the landlord for negligent design or construction of the stairway. At some point in the litigation process, an...
Archived
Midland Funding is suing me for an old credit card debt, but still within SOL.
Waymon's answer
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Answered on November 10, 2014
You need to fax the answer and counterclaim to the attorney representing the plaintiff. After it is faxed over, send another hard copy of the...
Archived
What is it called when attorney files 1000's of useless documents?
Waymon's answer
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Answered on November 10, 2014
When defense attorneys perform unnecessary work to bill their clients by the hour in our part of the world, we describe that activity as "churning...
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