Archived
I plan to file Ch13. Mtg was 2400 a month debt is 40,000. Will the 2400 a month be reinstated after trustee sets up payments?
Waymon's answer
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Answered on November 17, 2014
In a Chapter 13 case, you must set up a repayment plan that pays out the arrears on the mortgage, and also makes the current mortgage payment each...
Archived
Debt collector and creditor
Waymon's answer
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Answered on November 17, 2014
The FDCPA does not apply to creditors. It only applies to debt collectors. If the creditor had to repurchase its account from another entity,...
Archived
Bankruptcy questions
Waymon's answer
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Answered on November 17, 2014
In many federal circuits, the test for being able to discharge student loan obligations is incredibly difficult to meet. You pretty much have to...
Archived
West Asset Management is now collecting my student loan debt, can they enforce my employer to withhold money for repayment
Waymon's answer
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Answered on November 17, 2014
If you do not respond to the notice, the Department of Education will issue a garnishment summons, and direct it to your employer. The wage...
What is the statute of limitationsto be sued for unpaid medical bills in the state of kansas
Waymon's answer
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Answered on November 17, 2014
The statute of limitations in Kansas for implied contracts and contracts not in writing is three years. The statute of limitations for written...
Archived
Is there a time limit after a 7 for a company to repo a vehicle?
Waymon's answer
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Answered on November 17, 2014
Did an attorney file this bankruptcy case for you? If so, you should ask your attorney to help you make the arrangements to surrender this...
Archived
Hi, my mother is 82 years old; she has a home that she's $73,000.00 in debt ( her total debt around 94,000). I am looking to
Waymon's answer
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Answered on November 17, 2014
You should either get a copy of the property tax assessment on your mother's home, or obtain a real property appraisal on the home. Wisconsin...
Archived
I have no money..I need an answer to a debt question. I had a credit card bill for $1727 that was written off by Chase in 2008
Waymon's answer
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Answered on November 17, 2014
The time to raise a statute of limitations defense to a lawsuit is when the lawsuit is pending, and not after a default judgment has been entered...
Archived
Should I file a fee dispute or wait?
Waymon's answer
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Answered on November 17, 2014
You can send a complaint in to the North Carolina Bar's Fee Dispute Resolution Program. Their telephone number is (919) 828-4620. Your request...
Can one file a chapter 7 bankruptcy if tax returns have not been filed for a number of years?
Waymon's answer
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Answered on November 17, 2014
Some trustees require you to submit a sworn statement that indicates you have not earned sufficient income to file an income tax return within the...
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