Archived
I owe over $80,000 in hospital bills & am unemployed. My husband's pay is being garnished. What are my other options?
Waymon's answer
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Answered on July 22, 2015
You and your husband need to look into filing a Chapter 7 case. You can discharge this medical bill in a Chapter 7 case, and avoid the judicial...
Archived
Can a credit card Judgment from 1999 place a Lien on a vehicle that is not paid for and impound until debt is paid for? Options?
Waymon's answer
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Answered on July 22, 2015
If the auto is financed, your lien holder on the vehicle loan has a higher priority claim against the vehicle than a judgment creditor. The...
Archived
Mesh Settlement / reopened BK
Waymon's answer
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Answered on July 22, 2015
This post has appeared on this page before. When you file a Chapter 7 case, and you fail to disclose a personal injury claim, and then assert a...
Chapter 13 - Need Car Title Back
Waymon's answer
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Answered on July 22, 2015
You need to get up your bankruptcy petition and schedules, together with your Chapter 13 plan, and the Trustee's report, and have your materials...
Archived
What constitutes debt validation in the state of Pennsylvania? FYI, my statute of limitations is not up. 4 years left...
Waymon's answer
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Answered on July 22, 2015
If you want to get technical with the debt buyer, they should provide you with the chain of title that leads to the debt buyer as the owner of the...
Archived
Bad financial state - many medical bills, other debts - my salary hardly supports my living expenses - my options?
Waymon's answer
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Answered on July 22, 2015
From the facts set out in your post, Chapter 7 may be your best option for your situation. You should get together some financial records, and set...
Archived
I have a judgment on my home, I asked what they would take to remove it, in stead of them sending me a letter agreeing to what
Waymon's answer
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Answered on July 21, 2015
Who is the creditor here? Is it a judgment creditor? Or is it a taxing authority or governmental unit? If you pay any creditor to settle a case,...
Archived
I need to file a comtempt of court against my ex husband in Camden County Georgia. What do I need to do.
Waymon's answer
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Answered on July 21, 2015
You need to hire an attorney to send him one demand letter via certified U.S. Mail. If he fails to respond to your demand, then file a contempt...
Archived
What is the best way to evict a family member from your home?
Waymon's answer
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Answered on July 21, 2015
You can go to the magistrate court, and fill out the paperwork for an eviction. You must pay a court filing fee to start the case. If she does...
Archived
I'm getting sued by Capital One for a credit card I opened in June 2004. Do they have to provide all statements since 2004?
Waymon's answer
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Answered on July 21, 2015
You were sued by the card issuer, as opposed to a debt buyer. Did you make any purchases for goods and services with the card over the past six...
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