Archived
Collection agency is still harassing after they were included in a 2009 Bankruptcy, what are my Options
Waymon's answer
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Answered on October 13, 2015
You should write the credit reporting bureaus, and dispute the debt on your credit report. Send them proof of your discharge, and proof that the...
Archived
I declared bankruptcy and had a reverse mortgage. The original appraisal for the reverse mortgage was to high.
Waymon's answer
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Answered on October 13, 2015
Are you going to walk away from your home through your bankruptcy discharge? If you want to surrender your home, the lender will get stay relief,...
Archived
What can I do about someone who is in another state but has been harassing me and trying to belittle me in front of my clients?
Waymon's answer
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Answered on October 13, 2015
Consult an attorney in the state where the defendant resides. You should consult an attorney that handles cases involving injury to reputation. ...
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Currently filing bankruptcy, if I have a car title in my name but financially owe parents. Can the trustee sell car?
Waymon's answer
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Answered on October 13, 2015
This is one of the great traps in consumer bankruptcy law. If the car is titled in your name, it belongs to you, and you must exempt the value of...
Archived
Hi what is bankruptcy
Waymon's answer
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Answered on October 13, 2015
For consumers, you can either file a Chapter 7 liquidation case, or a Chapter 13 case. Chapter 13 involves payment of your debts through a court...
Archived
What happens to vehicle when a debtor is sold a new car under false pretense, has paid 80% of loan paid & has to file Chapter 7
Waymon's answer
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Answered on October 12, 2015
If you are going to file a Chapter 7 case, look up the Kelley Blue Book value of the car under "Private Party Value." Enter your mileage and...
Archived
I have a judgement for over $700k against me. I don't own any assets any more. How many years of documents I should be asked?
Waymon's answer
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Answered on October 12, 2015
If your debt was created by a divorce decree, you will not be able to discharge the judgment in a Chapter 7 case.
Archived
In a devorce degree 24 yrs ago, 10 yrs of pension monies was traded for monies owed, can ex file bankruptcy on that trade?
Waymon's answer
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Answered on October 12, 2015
If you filed a Chapter 7 case, and if your debt was created by a divorce settlement agreement, it is considered a "domestic support obligation"...
Archived
Can my $2000 in back taxes owed to IRS for 2011 be discharged in bankruptcy?
Waymon's answer
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Answered on October 12, 2015
Did you file a federal income tax return for 2011? Has it been over three years since you filed the 2011 federal income tax return? If so, this...
Archived
My daughter is 14 and has lived with me for all those years I am going to send her to live with her dad in Georgia.
Waymon's answer
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Answered on October 12, 2015
How long a period will she live with her dad? Six months? Two years? One school term? You left out these facts in your post. You could go the...
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