Can your social security benefits be garnished based on a civil lawsuit for damages which you lost?
Waymon's answer
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Answered on October 27, 2015
There is a non-assignment statute in Title 42 of the U.S. Code that prevents private creditors from garnishing your SSA benefits. However, your...
Archived
Can a "servicer" of mortgage loans collect on a loan discharged on a Chapter 7 Bankruptcy or foreclose on that property?
Waymon's answer
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Answered on October 26, 2015
The servicer cannot obtain a money judgment in personam against you. The servicer can file an in rem proceeding against you, to obtain legal title...
Archived
Wei got behind in 2013 when my husbands buisness closed. They st a rted foreclosure on him. We filed chapter 13 just to save th
Waymon's answer
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Answered on October 26, 2015
Robert's answer is spot on. You can either modify your Chapter 13 plan to surrender your home, or apply for hardship discharge after surrendering...
Archived
Declare chapter 13 or stop paying debts and settle later?
Waymon's answer
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Answered on October 26, 2015
The important factor to consider in filing a Chapter 13 case is that you will not pay interest on your credit card debt in a Chapter 13 plan. ...
Archived
My wages have been just garnished from some car about 8or9 years ago now they have just garnished my wages I didntt receive
Waymon's answer
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Answered on October 25, 2015
Go to the court where the default judgment was entered, and obtain a copy of the entire court case file. Look carefully at the sheriff's entry of...
Archived
Any way to block illegal fraudulent foreclosure besides bankruptcy in Gulfport, Mississippi? I plan to sue them for viol. rights
Waymon's answer
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Answered on October 25, 2015
If you want to stop this foreclosure from happening, you need to file a petition for relief under Chapter 13. You need to see a bankruptcy...
Archived
Can you file a small claim on individual that filed bankruptcy when they removed items from home that were part of original note
Waymon's answer
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Answered on October 25, 2015
No. If you file suit while the debtors are under bankruptcy protection, you could be held in contempt of court for violating the automatic stay. ...
Archived
How do I update my eviction on my credit report?
Waymon's answer
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Answered on October 25, 2015
Go to the court, and obtain a certified copy of the paid judgment. Send a certified letter to each of the credit reporting bureaus, with a copy of...
Archived
I have a lien for a car I wrecked 4 years ago and they are the primary lien holder of my house.
Waymon's answer
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Answered on October 25, 2015
Go see an attorney about filing a Chapter 13 case. You might be able to file a motion to avid the judicial lien, and then set up the first...
Archived
How do I put the biological fathers name on the birth certificate?
Waymon's answer
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Answered on October 24, 2015
Get the divorce done immediately. If you cannot get the divorce done before the child is delivered, your husband will be presumed to be the legal...
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