If you have an attorney representing you in the Chapter 13 case, consider filing a modified plan. You might be able to lower your plan payments,...

Is a vehicle repossession protected by CH 7 BK

There are all sorts of issues you raise in your post that make no sense in the legal world. If you purchased a vehicle after the date of your...

I need help to keep my house from being foreclosed on.

You cannot overhaul the payment terms of your mortgage in a Chapter 13 plan. In the Middle District of Georgia, you must pay in a plan payment...

Divorce and bankruptcy

How much of your debt actually belongs to you? Do you have co-signed debts? These are the kinds of questions a bankruptcy attorney must ask you,...

Will I have to give up SOMETHING in Chap. 7 bankruptcy?

If you are able to exempt all of your assets under the exemption laws of your state, the case will be a "no-asset" Chapter 7 case. In a "no-asset"...

Is my insurance company allowed to send me to a collections agency even after I responded to their letter by the specified date?

The insurer is not a debt collector, so the FDCPA does not apply to the insurer. Call the insurance company, and see if the doctor can resubmit...

Can you get liens against a property made unsecured or unenforceable without completing a CH13 bankruptcy plan?

You asked this question before, in a different way, and your question was answered. Your dismissed Chapter 13 counts for nothing, because you...

My husband and I are seperated but currently owes 16k in child support. He will be receiving a lump sum of money dur

Not unless a lien for the child support is properly executed, recorded with the county clerk, and served upon the executor of the estate that will...

Can a collection agency send a 1099 if they settle for $600 less than the original amount owed?

If you settle a collection for less than the amount owed to the creditor, the creditor can send you a Form 1099 for the difference that was written...

Did you co-sign the mortgage note with your ex-husband? If so, and if he filed a single Chapter 7 case, he only discharged his liability on the...