When does the Statute Of Limitation for fraud in NY begin to run?

Under CPLR 213(8), the statute of limitations for fraud is 6 years from the date the fraud occurred or 2 years from the plaintiff's discovery of...

If a person is unemployed and has 0 income, can he qualify to file for bankruptcy?

Yes. You would qualify for a Chapter 7 liquidation. I recommend speaking to a qualified attorney in your area.

In NY state, can credit card debt eventually be garnished from income? Also,can collection agencies accept a lesser amount?

Generally, the answer to both questions is "yes." Once a creditor sues for a credit card debt and receives a money judgment, the creditor may...

Can I include the lawyer's fee in the bankruptcy filing?

If the attorney didn't receive payment in full prior to filing a Chapter 7, you could (in theory) discharge that debt. Moreover, the attorney...

Can a creditor report an account as being late during an open Chapter 7 Bankruptcy?

Mr. Doan is absolutely correct in that you should speak to a bankruptcy attorney to assess your claim. However, with regard to the portion of...

How common is adverse proceedings when some of the info on credit app was wrong?

I agree with Mr. Walton. While adverse proceedings might occur in this situation, it doesn't sound like it would be cost-effective for the...

Ch. 7 vs. Ch. 13 filing

Debts owed directly to your business would not be part of your personal bankruptcy estate. However, your shares of stock in the company would...

Value of house in a chapter 7 bankruptcy

The homestead exemption in New York varies by the county (its either 75k, 125k, or 150k for those filing individually under NY CPLR 5206). In any...

Is recent 401K included in Chapter 7 means test calculation in New York?

If you're referring to line 10 of the "Chapter 7 Statement of Current Monthly Income and Means-Test Calculation," loans are generally not...

Yes.