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Can my personl items such as furniture or electronics or household items be collected to fulfill a judgement against me?
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Answered on June 06, 2015
If you live in Texas, the answer is generally no, but there are limits as to how much you can own. There are dollar limits as to how many household...
Archived
The Dept of Ed is still taking my tax returns for loans I don't owe. Can they take my tax refund if I get a deferment?
Teresa's answer
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Answered on May 13, 2015
I agree with my colleagues in that you need to seek out a debt defense attorney and provide him/her with the documents to which you are referring....
Chase did not send reaffirmation mortgage despite repeated phone calls to them by attorney and myself for reaffirmation
Teresa's answer
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Answered on May 08, 2015
I agree with Ms Bunce. If you sold the house then there is absolutely no reason why a mortgage company would not give you a loan on a new house...
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Filing chapter 13
Teresa's answer
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Answered on May 08, 2015
It sounds like a Chapter 13 may help your financial situation. The bankruptcy could re-organize your debt in a way that could help you pay everyone...
Can I file chapter 7 after being dismissed from Ch.13 with prejudice for 180 days?
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Answered on May 05, 2015
I agree with Ms Bunce. One would have to view the order to determine if you could file a chapter 7 within that 180 day period. If you had an...
Archived
What does "there is no tax overage due after deducting child tax credit" mean in a chapter 13 bankruptcy case?
Teresa's answer
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Answered on April 25, 2015
I agree with Mr Dove. You need to ask your attorney or the Trustee that question. Don't spend the extra money until you get an answer. Good luck!
Archived
Can I get refund of automatic debit/payments that were continued after a "Stay" was filed on Chapter 7 case?
Teresa's answer
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Answered on April 23, 2015
You need to close the account immediately. They may have stopped taking money for now, but you should never believe creditors and/or collection...
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Archived
Ex husband filed Chapter 13 Bankruptcy, owes back pay in child support. Does he still have to pay it?
Teresa's answer
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Answered on April 17, 2015
The back child support will not be discharged. If the Texas Attorney General is involved then they may be protecting your rights without you having...
Archived
How long do I have until my car is repossessed?
Teresa's answer
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Answered on April 17, 2015
I agree with my colleagues. Get your stuff out of the trunk and figure out how you are going to get around. Good luck!
Archived
Hello, can we do an early payoff of $346.00 left on our chapter13 ?
Teresa's answer
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Answered on April 06, 2015
The answer to your question depends on how many years you have been in the bankruptcy and how long you many years you are required to be in the...
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