If I cosigned with a boyfriend on a car and he is now filling bankruptcy will i consume all the debt?

If the creditor cannot collect from your ex-boyfriend (because of bankruptcy or any other reason) they will likely seek payment from you. That is...

Filed a chapter 13 bk

If you are unable to catch up your mortgage arrears over 60 months or less (which is how I read your question) then you cannot afford to keep the...

I am moving...will I be able to do my Meeting of the Creditors over the phone?

Most trustees do not like to do meetings via phone because of the difficulty of verifying your identity. Call the trustee before the meeting to...

Contrary to the advice outlined above, your divorce decree has NO effect on whether or not a third party can collect a debt from you. They were...

Chap 7 bkr discharged on 6/30/09. 1st mortgage forclosed & house sold 3/10/10. 2nd mortgage sold mortgage on 7/1/10. Legal?????

It is unclear why anyone would pay for discharged debt, but strangely, discharged debt can be sold or transferred. However, the debt is...

After a Chapter 7 is closed due to a mistake on failure to complete counseling part 2?

It does sound like the problem was the failure to take and submit a certificate for the post-filing bankruptcy course. Review the Court's...

Prior to filing Chapter 7

The only way to answer any of the trustee's questions is by telling the truth. It would be nice to have receipts, but if you don't then your word...

Chapter 7 (discharged)

Once the bankruptcy is discharged, it no longer affects the secured creditor's right to proceed against the property. The creditor will have to...

I only owe 14,000 on my home I live in fl I became unemployed I am homesteaded the mortgage is not thru a bank

A Chapter 7 bankruptcy will remove your personal liability on the debt. However, if the mortgage is properly recorded against the house, the...

How does one figure approximately what a chapter 13 payment would be?

Very few Chapter 13 cases are successfully confirmed by parties who are representing themselves. The process has too many potential stumbling...