I am really worried about what to do about a chapter 13 that I have been on for over a year. My work hours have been reduced and

You need to talk to your attorney. It may be possible to modify your plan and adjust your payments. This will depend on the type of debt you are...

Is a will that is typewritten, signed and notarized a valid and accepted format in Colorado?

Generally, a will that is not in the testator's handwriting must be witnessed in order to be valid.

CA Filed Chapter 13 - Sale date only postponed?

Filing for bankruptcy postpones the foreclosure sale. So long as the case moves forward, the sale will be postponed again. If you successfully...

Does spousal misconduct affect alimony award?

You were right the first time. "Martial misconduct" is not relevant to the award of spousal support in this state and it is the last thing any...

When does my company have to lay me off or terminate me because there isn't any work?

The company does not have to officially terminate your employment, but if your hours have been cut drastically you can still apply for unemployment...

Can someone tell me if you can file bankruptcy on student loans?

As noted above, the standard for discharging student loans is very strict. Undue hardship requires a showing that you cannot pay the loans today...

Is my chapter 7 bankruptcy closed? I filed a chapter 7 bankruptcy pro se in September and at my Meeting of Creditors in October

Entry of discharge does not mean that the case is closed or that the Trustee's investigation is over. The discharge enters when the judge...

In chapter 7 bankruptcy fruad, who is liable?

Bankruptcy fraud should generally be brought to the attention of the U.S. Trustee. Their office is responsible for monitoring such things and will...

Ch 7 bk, reaffirmed 2nd mortgage but not the first, HELP

Did you actually reaffirm the 2nd mortgage? A reaffirmation requires a written agreement which is presented to the bankruptcy court and approved...

You have a number of options. It may be possible to reopen your divorce and address this debt issue (responsibility for this payment really...