Same collector contacted me 2 yrs later after a certified debt validation letter was sent but I never received a response. Help!

If you do not owe the debt, then you simply need to send the collector a letter stating that you dispute the debt, you will not pay it and you do...

Do I need to include 410K and life insurance policy amounts in a chapter 7 bankruptcy?

You need to list ALL your debts and ALL your assets. This is the first question the Chapter 7 Trustee is going to ask you and you must be able to...

Creditor charged off account then obtained a judgment by default. What should I do?

You need to contact the Court and review the file to determine how the Plaintiff claims to have served you. If service is not valid, you will want...

My neighbor discharged a handgun in his condo. The bullet passed thru my living room. Can I file a lawsuit? I was in the room.

Criminal restitution is limited to out of pocket costs. You cannot recover for emotional distress or pain and suffering. It would be possible to...

I paid over $600 to a creditor in Colorado. I borrowed a $9,000 student loan, deposited the check and paid back $6,000.

If you wait 90 days after the payment before filing bankruptcy you should be fine.

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Denver police department confiscated my vehicle and wants me to pay $3,000 or they will auction my car. Can they do that?

If the car is seized and sold you will still owe the car loan. Denver frequently uses a municipal nuisance ordinance to seize and sell vehicles...

Need legal help ASAP. Ex-wife once again set up my son by texting him and he was stupid enough to answer.

If your son has been charged with violation of the restraining order then he needs to hire an attorney to defend him. He also needs to do some...

I live in Colorado and i know for a fact that a family friend is having a sexual relationship with his 18yr old daughter.

Yes, this is a crime. Since the daughter is over 18 it probably will not involve social services, but it is a police matter. You would contact...

You need to speak to a family law attorney in Texas. It looks like you may be headed for divorce and a very contentious fight over custody and...

If a business never notified a person of a late charge, can they charge a late fee for the charge legally?

Additionally, the landlord is required to provide you a written breakdown of any charges against your security deposit within 60 days after you...

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