An HOA placed a Lien in May 2008 for assessment, I filed Bankruptcy in June 2011 and was discharged in Sept 2011.

Contact a Florida attorney who handles Bankruptcy discharge violations. Many offer a free consultation. Check our website out for a better...

Do I have to wait to file an exemption claim from garnishment till I receive paper from the lawyer representing the plaintiff?

You need to file your exemption now. The attorney likely did not send you the required notice. The longer you wait the more likely a Judge will...

What can I do if the attorney fails to mail me the required forms I am to receive for garnishment of my wages?

Request an exemption hearing to point out the issue to the Judge. The garnishment rules are statutory, so they must be followed very specifically....

Is this statement in an debt agreement sufficient enough to make sure it is reported as settled on my credit.

The language you have quoted is pretty standard in settlement agreements. I would suggest though to make sure it is updated within 30 days of the...

I'm filing Chapter 13 in Palm Beach and a creditor garnished my bank accounts. Do I need to file a claim of exemption?

Contact a firm who handles violations of the Discharge and Stay. ...

Statement of Claim from CACH LLC

Go to the Clerk of Court and request to view the file. You should be able to ascertain what the original debt is from the initial complaint in the...

I am representing myself in a debt collection lawsuit. The Plaintiff is a third party collector.

Just because the collector is a third-party does not mean they have purchased the debt. Often times the debt is placed with these companies to...

Are there any rules on when a motion to dismiss can be brought.

The likely best way to do this is to file an amended answer, stating in the affirmative defenses that the Landlord did not properly serve the...

If a judgment creditor in FL asks for 5 years tax returns in discovery, can you decline and state they are privileged?

Nothing, you must give the information. If not they can move for contempt and potentially get a writ of bodily attachment. Best thing to do is try...

Sounds as though they are the original creditor. There is not much that you can do other than tell them contacting you on the cell phone is...