Archived
How can I get my down payment of $650 back after the car broke down 20 mins after I drove the car off lot
Brian's answer
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Answered on August 15, 2017
The answer depends on the facts. Generally, you would expect a vehicle to be in good enough shape to make it home. As is disclaimers do not allow...
Archived
What are my options to return a vechicle without it affecting my credit?
Brian's answer
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Answered on March 30, 2017
Did the vehicle come with any type of warranty? What is the history of the vehicle? how much did you pay? I think you need to review these...
Archived
What can I do if I'm buying a used car that is a lemon
Brian's answer
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Answered on March 30, 2017
A lot of the answer depends on the facts. Was this a buy her pay here? What happened to the insurance money from the totaled vehicle? What did the...
Archived
Do I need a lawyer to make a claim against a car dealership bond? How do I get the claim started to get my money back fast?
Brian's answer
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Answered on March 24, 2017
How did you finance the vehicle? Did the dealer finance you (find you financing) or refer you to a bank? If the dealer financed the...
Archived
What can I do if I just bought an "as is" car 10 days ago and it's not working and I found out it was total due to flood damage?
Brian's answer
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Answered on February 23, 2017
A dealer cannot engage in deceptive or misleading acts under South Carolina law, evens if the car is sold as is. Moreover, if the dealer knew of...
Can a car dealership allow you to drive off a lot with a vehicle that is not yet finanaced?
Brian's answer
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Answered on February 16, 2017
First, it can be confusing, but a dealer is not trying to finance you. The dealer is financing you and then selling your contract to financial...
Archived
How can i get help with debt
Brian's answer
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Answered on January 27, 2017
I'm going to assume that you're on a fixed income, like Social Security/disability. Either way, there is no wage garnishment in South Carolina....
Archived
I recieved a letter from a debt collection agency on an old credit card debt (from 1989). is there a statuet of limitations ?
Brian's answer
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Answered on January 19, 2017
There is a 3 year statute of limitations. So no lawsuit could be filed if the last payment/default was decades ago. In fact, the debt collector...
Archived
Do I have to return my car?
Brian's answer
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Answered on October 27, 2016
Have to review the contracts. There may be a conditional delivery clause, if so, is it enforceable? When lenders attempt to do a deferred down...
Archived
How can I get him to stop harassing me?
Brian's answer
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Answered on September 15, 2016
It really depends on the facts. How often is the collector calling? Are they calling your cell phone? If so, have you asked them to stop...
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