I need to file chapter 7 feel like i am drowning,i have one garnishment now for 3 yrs and 2 more ys to go,how do i get out ?

Hello, based on the facts given, it sounds like bankruptcy should be considered. You should consult with a bankruptcy attorney who can analyze...

Thanks for the question, I agree with the previous answer, the wages from second job are also at risk. Consultation with a bankruptcy attorney...

A friend is willing to loan money to pay off a loan. I am considering filing for bankruptcy. Should I take her up on the offer

Thank you for your question. When you find yourself taking on new debt to pay off old debt, that is one sign that you should be considering...

I filed for chapter 7 bankruptcy on my own and I received a Petition for release of garnishment, what does it mean?

Hello, thanks for the question. Generally, once you file, garnishment has to stop. If you receive your discharge, the garnishment cannot resume. ...

Selected as the best answer

Can 2 cars, each valued less than $5000.00 be claimed as exempt, one by each spouse filing jointly in arizona

Hello and thank you for the question. In Arizona, each spouse is entitled to claim the $5,000 automobile exemption. So, you can claim $5k in one...

I currently live in AZ, but less than 2 years. Previously lived in Nevada for 3 years. Should I file bankruptcy in AZ or NV ?

Hello, thanks for the question. You will have to file in Arizona because you are no longer domiciled in Nevada. You should speak with an attorney...

I have a law suit against me for credit card debt

I agree with Mr. Cesta and would add that the creditor will likely not drop the suit. The creditor will probably move forward until they obtain a...

We were current on our HOA fees and filed bankruptcy, did not pay HOA after filing and when discharged started paying again.

Generally, when you file bankruptcy, HOA dues that were due prior to the date of filing are discharged in your bankruptcy. Dues that become due...

Selected as the best answer

Getting letters from a collection agency as well as statments from original creditor. Who do I pay debt to?

I agree with Mr. Zachary that you need to get something in writing from whichever party you end up paying. It may also be a good idea to request...

I received large Tax Refund after filing BK, but still before my debtors date, Can I spend on Medical/Dental?

Your attorney has advised you correctly. In Arizona, tax refunds are not exempt.