Discharging student loan judgment in a chapter 7 bankruptcy.

It can not be discharged in bankruptcy unless you can demonstrate "undue hardship" under what is called the "Brunner Test." You should know that...

Getting a bad faith hearing in court

Lately Judges have been listening to claims of bad faith in the mortgage modification context, however I urge you to find an attorney who has some...

Can an out of state credit card default judgement that is more than 6 years old be domesticated in New York?

In New York state a judgement is valid for 10 years and if not paid within that time can be renewed by the judgement creditor for another 10 years.

Before an ACD expires, does it make you ineligible for most corporations?

If you have an "open" ACD, it is possible that the prospective employer could legally deny your application. Whether the corporation's standards...

New York State is an at-will employment state. That means outside of a union collective bargaining agreement or a personal employment contract, a...

Chapter 13 mortgage debt listing

If there is a question about the holder or owner of the not and mortgage the purported amount should be listed but then disputed.

Can I reopen discharged chapter 7 for mortgage lender fraud?

Both previous answers are right on the money as to reopening the Chapter 7, however I wanted to add the following comment: how do you know the...

I want to file bankruptcy without my wife

It is possible to file bankruptcy without your wife. Whether it is strategically a good thing will depend on your financial circumstances.

Religious discrimination

You should immediately discuss your termination with an attorney experienced in workplace discrimination. From the facts you have provided, your...

A judgement is valid in New York for ten years and then can be renewed for an additional ten years. It has been my experience that with credit...