Do I have to be out of my house on the combined notice/foreclosure sale date?

In Colorado, homeowners receive at least two notices about key dates in a foreclosure process. The first is the notice of the Rule 120 hearing. At...

Reopen Bankruptcy To Add Old Claims

Here is a short answer to a question that may be more complicated. In Colorado, you may not have to re-open the case if a creditor was omitted...

If I file bankruptcy separate from my wife and we are a family of 3, how is the income limit determined for ch 7 bankruptcy?

The "income limit" about which you are asking does not vary if you file individually or jointly. It is the median income for a household of your...

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If I file bankruptcy without my wife, do they include her income too?

As a general rule, a non-filing spouse's income is included on the means test as well as the current budget filed in the case. There may be some...

If I file bankruptcy will they take my car in Colorado?

To correct previously posted information, the amount of equity in a vehicle or vehicles that can be exempted or protected in Colorado is $5,000 per...

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I have Chpt 7 which will be discharged by the end of 1/2011. How soon after the discharge can I file a chpt 13?

If your current chapter 7 case number ends with the initials "HRT," you will not be able to strip a wholly unsecured (second) mortgage in a...

Bankruptcy Did Not Reaffirm Home Loan - Now What?

If you were assisted by an attorney in the chapter 7 case, your attorney would be in the best position to know your circumstances and to answer...

BK Trustee Demands Years of Records

Information about debtor audits: http://www.justice.gov/ust/eo/bapcpa/debtor_audit/index.htm

BK Trustee Demands Years of Records

Typically, a bankruptcy case is not completed until it is closed. A discharge usually is entered before closing. So your timeline does not seem...

Me and my husband want to file bankrupcy his checks are being garnished. We own two vechicles they are paid off completely. will

Attorney Wink's statement about the Colorado motor vehicle exemption is correct. The motor vehicle exemption may be used by each debtor who "keeps...