Why do I have to keep paying on my mortgage if it has been discharged in bankruptcy 7 ? Do I own the home now?

The others answer your debt liability question. If you leave the property uninsured, the mortgage creditor will probably add insurance for...

My cousin recently committed suicide. He had plenty of credit card debt. Now I know that credit card debt dies with that person.

The Colorado Bar Association has information about Probate in Colorado available on its web site at http://www.cobar.org/index.cfm/ID/20881. The...

Our bankruptcy attorney stated we need a ch 7, then he later switched to 13. Nothing completely discharge and cant pay fees

Unfortunately, your account is pretty vague, and it's hard to understand what is going on. What do "nothing completely discharge" and "one thing...

You can move. However, as you note, you still have responsibilities in your case. Your attorney is in the best position to give you advice about...

Question about Colordo laws regarding car loan reaffirmation agreements after filing Chapter 7

I agree with Ms. Bowinski's comment. This is a matter for you to discuss with your attorney. In addition to discussing pros and cons about...

I am planning on filling chapter 7 bankruptcy in September with is 9/12=75% of the year. Will I lose 75% of my refund?

Yes. The only exempt portions of a refund are from Earned Income Credit (EIC) and the additional Child Tax Credit (below the EIC line on the tax...

Can you reopen a bankrupsy,and add your house.

If any of the following circumstances is true, the debtor may have a problem: a. Debtor did not list the house in the bankruptcy schedule of...

I claimed Chapter 7 bankrupctcy. That stopped foreclosure. Does the debt have to be re affirmed (mortgage) when its cleared?

This is the second question that you have asked on Avvo today. As someone else mentioned in response to the other question, it's not really clear...

Is there some rule that says after bankruptcy if a debt doesn't get reaffirmed it no longer exists?

As a general rule, liens survive a bankruptcy, but loans do not. A debtor is required to list all assets and debts on the schedules in the...

What can happen if I have to tell bankruptcy court I got a new job?

Are you represented by a bankruptcy attorney? If so, the attorney should answer this question. If not, your question illustrates why a debtor...