Archived
I'm currently in a foreclosure suit. Another company purchased the loan. How does this affect my case?
Robert's answer
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Answered on April 21, 2014
Because the owners of mortgages do not have to record anything, you can find out what is happening with your mortgage only through litigation, and...
Can a bank foreclose on a mortgage if they don't possess the original (blue ink) promissory note on the loan?
Robert's answer
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Answered on April 11, 2014
That you are resorting to blogs probably means that you are representing yourself. If you do that, you will lose for sure. With your home at...
Archived
In a trial loan modification and lost my job. Should I notify BOA?
Robert's answer
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Answered on January 17, 2014
You are playing a high-stakes poker game with BofA. In poker, you never tell your opponent anything about what is, or is not, in your hand, unless...
Archived
Is it lawful for a judge to declare a bank to have a valid first lien when the bank failed by law to perfect their lien?
Robert's answer
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Answered on January 03, 2014
Judges are not map rooms. Judges have discretion to amend recorded documents, within complicated guidelines, to clarify them or to conform them to...
Archived
Will county/city tax liens be cleared if a property is sold at a judicial sale (not a tax sale) on the courthouse steps?
Robert's answer
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Answered on January 01, 2014
Taxes are a priority lien that trumps mortgages, even if the taxes accrued after the mortgage was
recorded. Only a tax-lien foreclosure can...
Archived
Mortgage company refuses to pay property taxes can the property be sold?
Robert's answer
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Answered on December 29, 2013
Read Mr. Stimson's accurate comment above. In addition, if you are talking about a residential mortgage, the "mortgage company" that is suing you...
Archived
When you are mailed a copy of the request for motion for final judgement foreclosure, what does that actually mean?
Robert's answer
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Answered on December 27, 2013
The paperwork has to be 100% completed and filed. You are in a race to the courthouse. Do nothing to tip off your opponent that you plan to file...
Archived
My home was foreclosed on in 2009, we had a second mortgage with Chase bank and used it to improve our home, it is on my credit.
Robert's answer
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Answered on December 26, 2013
The only way to remove it is through bankruptcy. But that process is slow, and whether bankruptcy is a useful financial tool for you is a...
Archived
If mort loan was sold before it was finalized and the bank that brought it was not listed on any of ur loan docs are they void?
Robert's answer
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Answered on December 18, 2013
Countrywide is the original lender if you said in the original Note that it is the lender. What makes the assignment to B of A. invalid is not...
Archived
I think I was foreclosed illegally on a MERS investor owned mortgage ! Can I buy the property a the sale Feb 3rd ?
Robert's answer
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Answered on December 15, 2013
Proving that the foreclosing entity lied will not save your home.
Anyone can bid at the sale, but you should not do that. The...
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