Archived
My home has been foreclosed upon and title transferd back to bank. What do
i have to leave when
i vacate?
Robert's answer
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Answered on February 03, 2010
Since you are no longer an owner, any damage you cause to the house could be considered vandalism. As a general rule, "fixtures" must be left,...
Archived
Can i be evicted by some one who do not hold the deed to my property see below
Robert's answer
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Answered on February 03, 2010
As a general rule, only the record title holder (owner) has standing to pursue evictions. It some cases the deeds of trust contain assignment of...
Archived
What do we do now that we have been denied a loan modifacation?
Robert's answer
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Answered on February 03, 2010
As a general principle, lenders are under no legal obligation to modify any loan, and refusal to do so is to be expected in most cases. Like all...
Archived
My lender broke the agreement for repayment plan. Can I be compensated for the suffering?
Robert's answer
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Answered on February 03, 2010
If any of this agreement was in writing and you can prove that you fully performed and the lender breached by reporting delinquencies when they had...
Archived
How can get my house(3unit) back from chase bank,(who bought my property without notice) when we are working for modification?
Robert's answer
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Answered on February 03, 2010
Unless you had a written agreement to forebear foreclosure while in negotiations, which is doubtful, the lender had every legal right to ignore you...
Archived
I have refinanced my loan and closed it before it was transferred over to a new lender, but they say they might not honor it
Robert's answer
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Answered on February 03, 2010
You are right, this makes no sense. If you are paying the original payment to the previous lender, you need to find out and phone calls are not...
Archived
Mortgage broker added origination fee one day before signing final documents!
Robert's answer
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Answered on February 03, 2010
While this is a common complaint, and the borrower must remember that he or she always has the ultimate power not to sign. Although there may be...
Archived
CA landlord tenant law
Robert's answer
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Answered on February 03, 2010
It is a common misconception for a relative who has lived in a family home for several years with the consent of the family to believe he or she...
Do we have to pay our seller a per diem because we didnt make the escrow date?
Robert's answer
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Answered on February 01, 2010
Everything is governed by the contract. If the contract is silent, there is probably a mediation clause which should be invoked in case of a...
Archived
What are my rights if I was denied a laon because of an appraisers negligence? (The appraiser was at our house for five min!)
Robert's answer
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Answered on February 01, 2010
Neither the (proposed) lender nor the appraiser owe any legal duty to you which is not expressed in writing. While you might have paid for it, the...
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