Archived
Will a chapter 7 bankruptcy defeat a lawsuit against me from the City Attorney for vandalism they allege my minor child committe
Richard's answer
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Answered on June 03, 2010
Did the event occur before the filing of your chapter 7? if so, it appears that it may be dischargeable as it is not your malicious or will injury...
Archived
I have my 341 meeting next month and plan to sign a reaffirmation agreement for my car loan.
Richard's answer
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Answered on June 03, 2010
If the vehicle is worth less than $3000, have you considered redeeming the vehicle? Under section 722 you can arrange to pay off the loan for the...
Archived
Is this legal?
Richard's answer
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Answered on June 03, 2010
Whether it is "legal" or not depends on the agreement you signed with the Credit Union...did it say that all debt was cross secured? you need to...
Archived
I already filed and been confirmed in my bankruptcy and am being laid off. Will my severance package affect my trustee payments
Richard's answer
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Answered on June 03, 2010
Chapter 13 case? The answer is "perhaps" - the issue with a confirmed Chapter 13 plan relates to how you are going to pay the chapter 13...
Archived
If I was awarded a vehicle in a divorce and then filed bankruptcy on it and my ex is still on the loan am I liable.
Richard's answer
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Answered on June 03, 2010
Is your name also on the vehicle debt and if so, did you reaffirm the vehicle debt in bankruptcy? If you reaffirmed the debt, you "own" that...
Archived
A judgement for medical bills was filed against me and I got a Notice in the mail from the Sherriff's Office can I be garnished?
Richard's answer
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Answered on June 03, 2010
You should contact you local legal aid society or bar association. they can provide you with the name of an attorney who may represent you on a...
Archived
Can creditors put a lien on the house?
Richard's answer
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Answered on June 03, 2010
It depends upon how the house is titled and the state law associated with property ownership. It is my understanding that homesteads are protected...
Archived
I have to paid 340 dollar to the debt collector , i call them saying that i will pay monthly and they ok.
Richard's answer
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Answered on June 03, 2010
that's hard to say. You should make sure that the collector actually represents the creditor and that you obtain a full and complete accounting to...
My Husband died 2 months ago, has credit card, is only authorized user. My name is not on it. Do I have to pay it? Help!
Richard's answer
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Answered on June 03, 2010
Depending upon state law and how the residence is listed (jointly owned? tenants in common?) the interest you and your husband own in the house...
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