Archived
If a person is currently in a chapter 13 bankruptcy and will be converted to a chapter 7 can they add anyone else to it?
Richard's answer
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Answered on January 12, 2014
Not only "can" but in fact required as otherwise you would be committing perjury. You must list all debts as of the date of the conversion which...
Archived
Can I keep my house and car if I file Chapter 7 bankruptcy? Being unemployed a help or hindrance?
Richard's answer
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Answered on January 12, 2014
Ypu NEVER have to do a reaffirmation as one attorney indicated. Most attorneys in fact almost never do them. Some debts ask that question but the...
Archived
After Ch7 Bankruptcy discharge/close, can I sell item as normal?
Richard's answer
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Answered on January 12, 2014
A present received after you filed will not have to be disclosed and no worries. Even an asset owned before filing listed in Schedule B is fine...
Archived
Minor "mistakes" in Chapter 7 Bankruptcy petition noticed by me after discharge.
Richard's answer
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Answered on January 12, 2014
Sounds very minor.First the asset was listed so even if in wrong line, no big deal..it was disclosed. Secondly, the amount of money is small..you...
Archived
How do i find out if the bank lifted the automatic stay to be able to repossess my car (45 days after i filed)?
Richard's answer
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Answered on January 12, 2014
IN addition to the prior answers, I advise my clients to let the State DOL department know you no longer possess the vehicle so that if it is used...
Archived
Can a debt that was assumed in my divorce decree be dismissed in my Chapter 7?
Richard's answer
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Answered on January 12, 2014
In addition to the prior answers which are accurate.I want to add on as follows: First, many persons in your shoes wait and that ex spouse ends up...
Archived
Can HOA lien be filed against me personally after Ch7 BK and foreclosure on the property?
Richard's answer
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Answered on January 12, 2014
Mr. Chen accurately answers this question but I am adding this as another attorney stated you would be liable post petition until you vacated the...
Archived
I filed a 7 now im doing a 13 been paying 2 years in may how long do it take to pay off 13?
Richard's answer
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Answered on January 12, 2014
You must not have a bankruptcy attorney as those are questions any attorney can answer and you should already know BEFORE you filed. First, you...
Archived
Can someone in the middle of a chapter 7 bankruptcy purchase a car?
Richard's answer
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Answered on January 12, 2014
First, a person can purchase a vehicle anytime..a debtor can go sign a contract one minute after filing a ch 7 case! They do not need court...
Archived
I filed a chapter 7 in 09 im doing a13 now can this be dimissed or do i have to pay ghe full 5 years
Richard's answer
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Answered on January 12, 2014
First, you can only file a new ch 7 8 yrs after the old one in 2009. The reason that is important is in a conversion, they use the date of filing...
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