Archived
My husband and I are in the process of filing bankrupcy. We have a vehicle with some mechanical problems and our lawyer advised
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Answered on January 18, 2014
You can surrender it. I suggest you contact the secured creditor and indicate you want them to release title so you can have towed to junk yard if...
How do I remove a car title lien after a chapter 13 is discharged?
Richard's answer
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Answered on January 18, 2014
In the interest of saving monies, I would send a written letter to the corporate headquarters in charge of bankruptcy and give them a copy of the...
Archived
Can I Qualify for Student Loans After Bankruptcy?
Richard's answer
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Answered on January 18, 2014
First, you must learn the correct terminology in bankruptcy.."Dismiss" is not the word.."discharge" is the right word. You must list all debts...
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Archived
What is the difference between chapter 13 BK from chapter 7 BK
Richard's answer
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Answered on January 18, 2014
There are many advantages of reach that cannot possibly be answered in such a simple question. Period. However, if you qualify to file a chapter 13...
Archived
What kind hit would my credit score take if I convert a joint Ch. 13 to a Ch. 7?
Richard's answer
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Answered on January 18, 2014
First, my belief is you both will need to retain a new bankruptcy attorney as a result of the conflicts or possible conflicts of interest in an...
Archived
If my home was included in bk in 2012 should I now sign a deed in lieu from lender? They also say im getting a 10-99 from them?
Richard's answer
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Answered on January 18, 2014
Other than as Attorney Larkin carefully explains, I would add that one option my clients do is see if the creditor will pay you $3,000 or so in...
Archived
2 fold question about Bankruptcy protection from Student Loans and also from Creditors
Richard's answer
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Answered on January 18, 2014
I don't know why an attorney would say to you anything about the "1 yr of protection"...not saying they did not, but there is no law to such...
Archived
Sold car to family member
Richard's answer
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Answered on January 18, 2014
I agree with the attorneys and you by now realize if sold for near or at fair market value and NOT given to her for payment of a prior debt then no...
Archived
Are tax refunds intercepted during a CH13?
Richard's answer
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Answered on January 18, 2014
YOu need to discuss with an attorney where you live. Each case is different as some debtors NEED that money to live on for them or their dependants...
Can you use a different lawyer to change from a chapter 13 to a chapter 7?
Richard's answer
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Answered on January 18, 2014
As the other attorneys stated ..NO. Some of the chapter 13 attorneys are still owed $ and don't want to dismiss or convert as they want to get...
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