Archived
I am in chapter 13 and my lawyer filed to remove himself from my case. I filed a statement of position.
Richard's answer
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Answered on January 29, 2014
You should always stick up for yourself. Make sure you properly serve and file your response. Make sure you detail each and every "lousy" response...
What can I do if my bankruptcy attorney ignores me and will not help me with questions about my bankruptcy?
Richard's answer
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Answered on January 29, 2014
First, your goal should be not to incur more attorney fees if possible. Second, the mortgage company should NOT be communicating with you at all...
Archived
I am considering not claiming homestead on my underwater nearly foreclosed home to get the $4000 wild card exemption.
Richard's answer
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Answered on January 29, 2014
First, all HOA Dues Post petition (not prepetition) due and owing after you file up until the property is not in your name is a nondischargeable...
Archived
I filed for bankruptcy in 2009. What do I now need to do to get my name off of the mortgage? I would like to purchase a home.
Richard's answer
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Answered on January 29, 2014
In addition to what Attorney Larkin carefully and accurately states, a deed in lieu may not be wanted as a result of other liens on the property...
Archived
Am I "Judgement Proof"? I'm not sure if I am or not.
Richard's answer
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Answered on January 29, 2014
First, a creditor knows nothing normally on what you own or have in income or possibly even if married or not. YOu file bankruptcy only for two...
Archived
I have recently processed credit card balance transfers for lower rates. How will this impact
chapter 7 filing?
Richard's answer
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Answered on January 29, 2014
Attorney Larkin carefully goes through the law as cited. Your payments may constitute a preference if filed now but if you file in March from your...
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Archived
When filing a chapter 7 bankruptcy, I found some loans had been sold. Must list in the filing BOTH lenders?
Richard's answer
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Answered on January 29, 2014
I disagree with the other attorneys to some extent..only in that I would list the original creditor and their address and $ amount etc. And as...
Archived
What line of questioning can I expect from Trustee regarding my non-filing and unemployed spouse during the 341
Richard's answer
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Answered on January 29, 2014
Attorney Lazzetta carefully goes through the questions in general. The trustee ONLY receives $60 per case in a no asset case which 99% of all cases...
Archived
Converting from Chapter 13 to Chapter 7-Can I keep my Florida home?
Richard's answer
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Answered on January 29, 2014
My only comment is to make sure you KNOW that you can also file a motion to amend your ch 13 plan down to reflect your new net disposable income as...
Archived
Chapter 7 bankruptcy case discharged in November account that wasn't included I wanted to reopen the case
Richard's answer
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Answered on January 29, 2014
As a matter of law, it is discharged UNLESS the creditor can prove you INTENTIONALLY omiited it..absent that allegation, and absent it falling w/in...
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