Questions answered by Richard D. Granvold

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Can I still be sued?

Richard's answer | Answered on January 31, 2014

Attorney Beaton carefully and accurately answers your questions. However this is posted under ch 7 and not chapter 13..so if you can , amend your...

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I qualify for the Homestead Exemption in Florida. I will claim it in Chapter 7 Bankruptcy.

Richard's answer | Answered on January 31, 2014

You need a Florida attorney to answer this..but you need to amend your facts to clarify as follows: You state you "still plan to live in my...

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Chapter 7 Bankruptcy filed in November 2013; meeting with the creditors was on December 6, 2013.

Richard's answer | Answered on January 31, 2014

The attorneys carefully answer your question but assuming you really mean the tax return for 2013 which is filed in 2014, not the tax return for...

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.Revoked deed of trust from lender,over 8 months ago,filed chap 7,homestead exemption Plus Wild card exceed value of Hm, now

Richard's answer | Answered on January 31, 2014

I think you need an excellent real estate attorney if fighting the legality of a mortgage. Aside from that issue, then the issue is have you...

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Chapter 7 in Los Angeles and marriage

Richard's answer | Answered on January 31, 2014

First, Schedule I para 13 required you to list any changes in income you expected in next one year when you filed. You did: you expected to have...

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I was being evicted so i filed ch 13 bankruptsy the eviction court was for today,they took me off the docket.what happens now?

Richard's answer | Answered on January 31, 2014

I believe you need to obtain an attorney in Texas who practices landlord tenant law. Why? Because what stage you are in under Texas law and your...

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If chapter 13 is dismissed

Richard's answer | Answered on January 30, 2014

You need to employ an attorney in your area..who knows the local rules also. There is a difference between a case being "dismissed" versus being...

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We have negative equity in our home. With a Chapter 7, is it possible to have the lender reduce the principal balance?

Richard's answer | Answered on January 30, 2014

YEs..but unlikely if not two mortgages . As attorneys will answer you on here, you cannot cram down the amount owed in ch 7 whether only one or two...

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After debt discharge in Chapter 7(2013) should I expect 1099-C for each debt canceled? The bankruptcy case has not finalized.

Richard's answer | Answered on January 30, 2014

I would not expect to see any or many..it is up to creditor..but the debt discharged is not taxable anyway.Just let your cpa or accountant know you...

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I have filed a chapter 13 in 2009 and I failed to send in my tax refunds and now the trustee is asking for a dismissal

Richard's answer | Answered on January 29, 2014

Attorney Larkin carefully answers your question. In addition, I would state that the plan is a contract..and you violated it.. SO what? Now the...

Richard D. Granvold's Answers (8589)

Can I still be sued?

I qualify for the Homestead Exemption in Florida. I will claim it in Chapter 7 Bankruptcy.

Chapter 7 Bankruptcy filed in November 2013; meeting with the creditors was on December 6, 2013.

.Revoked deed of trust from lender,over 8 months ago,filed chap 7,homestead exemption Plus Wild card exceed value of Hm, now

Chapter 7 in Los Angeles and marriage

I was being evicted so i filed ch 13 bankruptsy the eviction court was for today,they took me off the docket.what happens now?

If chapter 13 is dismissed

We have negative equity in our home. With a Chapter 7, is it possible to have the lender reduce the principal balance?

After debt discharge in Chapter 7(2013) should I expect 1099-C for each debt canceled? The bankruptcy case has not finalized.

I have filed a chapter 13 in 2009 and I failed to send in my tax refunds and now the trustee is asking for a dismissal