Archived
My vehicle is 13 months old and has been in the shop since Dec 29th until now and they cannot find anything wrong what can I do?
Richard's answer
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Answered on February 14, 2014
Why is this being posted in a chapter 13 bankruptcy area? I believe you need to repost this somewhere else! or explain what relation this has to do...
Archived
IRA Contributions Pending Chapter 7
Richard's answer
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Answered on February 14, 2014
First, you should consult with a good experienced bankruptcy attorney. However, you might depending ALSO on the amount received speak to an estate...
Archived
My Chapter 7 Bankruptcy was discharged in January 2006. How long does this remain on credit report?
Richard's answer
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Answered on February 14, 2014
It does not matter WHEN the discharge was at all..What matters is the Filing date! So normally, you filed about 3 1/2 months before then! It is 10...
Archived
Is it a violation of the discharge injunction for a creditor to pull credit reports for "account review" on discharged debts?
Richard's answer
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Answered on February 14, 2014
First, B of A may due that as they may not receive the mail for example. I know of no reason they cant check on anyones credit. Your payments were...
Archived
Chapter 7 was denied we are converting to 13 spouse gets quartly bonus that is part of his total comp package. Can they take it
Richard's answer
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Answered on February 14, 2014
In a ch 13 case, the monthly income required depends on the plan and the court order approving the plan..however, to get to that state, the...
Archived
Is there a waiting time between filing a chapter 7 bankruptcy and then filing a chapter 13 bankruptcy?
Richard's answer
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Answered on February 14, 2014
You can file 4 yrs and one day after filing the ch 7 ..simple as that..But..you can file less than 4 yrs but then you have to pay 100% of the...
Archived
Being sued for a car that was repossed 7 ys ago. Is there anything I can do?
Richard's answer
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Answered on February 14, 2014
First, you should not pay or file any bankruptcy until you know which state law governs the statute of limitations on the debt..Even ask the...
Surrendering vehicle to finance company two years after bankruptcy is discharged
Richard's answer
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Answered on February 13, 2014
Yes..surrender.,.but drive for free until the come repossess it is what I would do. That debt was discharged. They cant come after you. After it is...
Archived
We filed Chapter 7 Bankruptcy and did not reaffirm our mortgage. The bank foreclosed. How do we show this on 1040?
Richard's answer
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Answered on February 13, 2014
I think you are referring to if they report you as a form 1099 if I am not mistaken. If not, ignore my response. During “tax season” we see this...
Is whatever I deposit into my bank account safe from trustee after filing for Chapter 7? As far as creditor's meeting, will
Richard's answer
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Answered on February 13, 2014
First, your question is "whatever" you deposit. The answer depends..if it is for earnings earned after you file or a gift from someone or someone...
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