Archived
My dog damaged the house I rent. How do I tell my chapter 7 bankruptcy judge about them so that I do not owe them after BK?
Richard's answer
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Answered on February 20, 2014
doggoneit....you are ok unless the landlord can prove you INTENTIONALLY caused the dog to damage which I suppose is possible in some cases, or that...
Archived
I filed for Ch.13 0n 2/7/2013. Will it be dismissed or objected to, if I used my credit cards in the past 90 days?
Richard's answer
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Answered on February 20, 2014
If the cards were NOT used for luxury goods or services of more than $650 in the 90 days before filing, then you have nothing to worry about in all...
Archived
Going into chapter 7 but in middle of short sale transaction to sell my home. What effect? Can I be sued by realtor & buyers?
Richard's answer
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Answered on February 20, 2014
The filing acts as a stay and all proceedings stop. Noone can sue you. Most cases are a "no asset" case such that your creditors receive nothing....
Archived
Can I consolidate my student loans under a Chapter 13 bankruptcy?
Richard's answer
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Answered on February 20, 2014
All debts must be included in any bankruptcy. Period! that is the law. The question on the student loans is whether they are in fact private or...
Archived
House was 4 sale through "BK COURT." They Just closed case/ gave up. Should I expect letters from former "CREDITORS?"
Richard's answer
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Answered on February 20, 2014
It sounds like you mean you obtained a discharge but the trustee was trying to sell the house and gave up. IF that is the scenario then the closing...
Archived
Disabled Vet - Can I be sued if this is my only income? And Can I be sued for HOA fees after bankruptcy?
Richard's answer
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Answered on February 20, 2014
Attorney Peltz is flat out wrong! She better read that bankruptcy code before she advises more clients! Any HOA dues that are both "due and...
Archived
Keeping tax refund when owed to trustee in Chapter 7 Bankruptcy?
Richard's answer
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Answered on February 20, 2014
First, I would make sure you had no other exemptions available to in fact exempt out more or all of such refund. For example, if something else...
Archived
How can I get out of a ch. 13 that hasn't been discharged or dismissed until another 4 years with an ex spouse? Will I be able
Richard's answer
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Answered on February 20, 2014
Attorney Ashman states it exactly. It is too complicated to know which option is best for you. Find a good experienced bankruptcy attorney who...
Can Wells Fargo come and reposes furniture if I do not sign reaffirmation agreement?
Richard's answer
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Answered on February 20, 2014
First, you do NOT indicate if you received your discharge order yet. If so, once the deadline date passes, it is too late to file a reaffirmation...
Do I risk Chase to reposes my car if I do not reaffirm debt for car loan through bankruptcy?
Richard's answer
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Answered on February 20, 2014
What you do not indicate is what is the real value of the vehicle? look on autotrader and see what 20 other similar vehicles actually sell for by...
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