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We are in the last 12 months of our Chapter 13, can we sell our house without having to pay back 100% of the debt?
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Answered on March 01, 2014
I have in fact filed a motion to obtain an order to allow such a completion of a case several times in my 27 years of practice and over 5,400...
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WHICH IS BETTER -- TO DECLARE CHAPTER 7 BANKRUPTCY OR TO LET MY DEBTS EXPIRE WITH THE NEVADA SIX-YEAR DEBT COLLECTION STATUTE?
Richard's answer
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Answered on March 01, 2014
In addition to what has already been accurately stated by the other answers I suggest or offer 2 things: (1) I am not sure if in fact your Nevada...
Archived
Does "Legal Credit Bureau Reporting" after Chapter 7 Discharge prevent "Paid as agreed"?
Richard's answer
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Answered on March 01, 2014
First, remember that credit reports should simply reflect facts! Second, Attorney Larkin states it exactly on your ability to report yourself. You...
Archived
Can I sell an asset to help pay for my bankruptcy fees, and would that "income" be problematic in getting a discharge?
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Answered on March 01, 2014
Anyone can do anything they want with their assets before filing bankruptcy! The real question is what is the legal affect of it! If in fact an...
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If the mortgage creditor is granted relief from automatic stay can they get money from me now or just foreclose on the house?
Richard's answer
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Answered on March 01, 2014
The second you filed bankruptcy, the creditor is prohibited from trying to collect the money! Period. That continues until the discharge is granted...
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May I keep a secured credit card (with $1000 secured) if I declare chapter 7 in NV and count that toward my "wild card" asset?
Richard's answer
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Answered on March 01, 2014
As otherwise already answered, YES. List it and exempt it. However, because it is a secured debt, it might be one of those rare exceptions where an...
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I signed a lease with a landlady in a stayed (bankruptcy) foreclosure proceeding. Will this lease be upheld as bona fide?
Richard's answer
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Answered on March 01, 2014
As far as I know, a debtor engaged in business is still allowed to stay engaged in business. So long as they had the right to sign a lease, the...
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If I indicated on the Ch 7 BK petition that I intend to reaffirm my mortgage, but in the end have changed my mind, is it okay?
Richard's answer
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Answered on March 01, 2014
I agree with the statement that it will NOT affect your discharge. However, I see no reason why to notify the mortgage creditor. My personal...
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I am about to file for chapter 7 bankruptcy and I got a traffic citation. What do I do?
Richard's answer
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Answered on February 28, 2014
Traffic fines payable to a governmental unit are NOT dischargeable in a ch 7 but are in a ch 13 (assuming they are NOT criminal traffic fines in...
Archived
How much does cost to claim bankruptcy
Richard's answer
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Answered on February 28, 2014
First, the 2 classes my clients pay now only $9.76 and $8 ! Second, filing fee is $306 in US. Third, check for a pro bono attorney, if any , in...
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