Archived
My bankruptcy was discharged in 2012 but I didn't reaffirm my car. Can I refinance or trade it in? What are my options?
Richard's answer
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Answered on March 04, 2014
Noone can advise you w/o knowing in reality of what the actual value of the vehicle is vs what is owed on it! If the value is less than the amount...
Archived
If most of my debt comes from private student loans should I still file bankrupt?
Richard's answer
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Answered on March 04, 2014
I believe by reading the answers by the other attorneys that probably not ONE of them have ever filed a student loan adversary proceeding before to...
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Archived
Chapter 13 and I want to sell my house. Can I?
Richard's answer
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Answered on March 04, 2014
There is simply now way any attorney can advise you on what action you should take without knowing all the facts of your case including equity in...
Archived
How long does it take to get a court date on a reaffirmation for a vehicle after the 341 meeting ?
Richard's answer
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Answered on March 04, 2014
You have mistaken terminology. First no judge can legally attend a 341 meeting. That is the trustee and they are definitely not a judge! Second,...
Archived
I filed bk chapter 7 back in August of 2013. This is in regards to school loans
Richard's answer
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Answered on March 04, 2014
You are in fact asking what portion of the tax refund for the 2013 tax year can the trustee keep. In fact, the trustee steps into your shoes as of...
Archived
How long can a creditor after you file chapter 13 bankruptcy try to collect the debt?
Richard's answer
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Answered on March 04, 2014
In your case it depends..First there is a deadline to file claims and depends on if Federal government a longer deadline. Second, if you had a bad...
Archived
Bankruptacy and getting a mortgage modificaion am i able to get the mod?
Richard's answer
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Answered on March 04, 2014
I suggest you find an experienced bankruptcy attorney who has practiced for many years and does both ch 7 and ch 13 cases. Go see them now to...
Archived
Can I deduct assets taken in a Chapter 7 case?
Richard's answer
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Answered on March 04, 2014
You need to post this under the tax area as it is not a bankruptcy general question. You could employ a bankruptcy tax attorney in your area also...
Archived
I am a creditor on a house where I owner financed. The husband filed chapter 13 and it is being released for non-compliance.
Richard's answer
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Answered on March 04, 2014
Attorney Larkin states it like it is. DO NOT WAIT>. Employ an attorney who does a lot of motions for relief from stay and foreclosures in your...
Archived
We have a timeshare that should be included in the bankruptcy but could we be forced to pay to the value of the timeshare?
Richard's answer
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Answered on March 04, 2014
It does matter at all what you paid for anything. What matters is what it is worth. Look on the internet and most time shares can be bought for...
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