Archived
I filed a chapter 7 bankrupty in 2009. I have noticed my mortage co is not reporting my payments to the credit bureau.
Richard's answer
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Answered on March 28, 2014
Attorney Bunce carefully and thoroughly answers the legal issues on that subject and thus no reason to attempt to repeat. However, and this may be...
Archived
Ch.7 bankruptcy discharged my responsibility to a mortgage co-owned with ex-spouse. Do I need to sue her to get my name off?
Richard's answer
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Answered on March 28, 2014
(1) As indicated, your personal liability is already discharged!; (2) as a result, no payments are due since your filed bankruptcy and you should...
Archived
This ? is for a friend for one person in west palm beach florida, what is the means test figure in order to file for chapter 7 ?
Richard's answer
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Answered on March 28, 2014
If you call a local attorney, they have several questions for you concerning the size of the household in which you live as well as your gross...
Archived
My husband and I are separating pending divorce and are both in a chapter 13, do I need to file for divorce first
Richard's answer
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Answered on March 28, 2014
I strongly disagree with Attorney Brewer that a chapter 13 bankruptcy attorney can represent one debtor when both filed chapter 13 and the...
Archived
Mother in law filed for Chapter 7 in 2011, it is now 2014 and her mortgage company is threatening repo to collect. Can they?
Richard's answer
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Answered on March 28, 2014
Attorney Larkin carefully and fully answers that issue on security. The box checked simply does not matter concerning her present rights. If she...
Archived
We filed chapter 7 in Oregon and surrendered our home. it was discharged in Aug 2013 our lender filed 12/16 for the 4 closure.
Richard's answer
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Answered on March 28, 2014
As Attorney Larkin states, I would in fact rent it out. Assume they take 1 year to foreclose. You must make sure in bankruptcy your case is...
Archived
Will filing Chapter 7 bankruptcy do any good at this point?
Richard's answer
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Answered on March 28, 2014
It is very important that you provide additional facts of whether the finance company has a security interest in your vehicle or not. The reason...
Archived
Chapter 13 after Chapter 7
Richard's answer
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Answered on March 28, 2014
As you can see, you should amend your fact pattern to answer the following: (1) Was the car cosigned before the date you filed your chapter 7? (2)...
Archived
I filed chapter 7 bankruptcy and was discharged in Feb 2013,, I am now doing my taxes,,is it mandatory that I file form 982?
Richard's answer
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Answered on March 27, 2014
During “tax season” we see this question asked over and over if you check on AVVO you will see many replies stating the same thing in essence. Most...
Ch. 7: Do I need to list every small item I sold on eBay in "10. Other Transfers" of the Statement of Financial Affairs?
Richard's answer
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Answered on March 27, 2014
If you are in the business of buying and selling those items then you are right as the rule provides OTHER THAN: List all other property, other...
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