Archived
Do I need a real estate or foreclosure attorney? Can Wells Fargo sue me after a foreclosure and subsequent bankruptcy? Chpt 7
Richard's answer
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Answered on March 30, 2014
If you did not do a reaffirmation, then the debt was discharged and you have no personal liability. They may have statutory notices they need to...
Archived
What do I do about a debt collector who violates the bankruptcy discharge?
Richard's answer
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Answered on March 30, 2014
The continued calls to you are clearly a willful violation of the discharge provisions as you have notified them I assume when they call as well as...
Archived
I am considering chapter 13 to prevent a forclosure.
Richard's answer
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Answered on March 30, 2014
The attorney answers already state the law. I am just suggesting that you also look to see if any new plans are better than the one you have...
Archived
If my son and I are being sued can I file the charges on my bankruptcy to take care of the charge.
Richard's answer
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Answered on March 30, 2014
Attorney Teel carefully lays out the law..and even if the son is liable and was intoxicated, the issue is whether the damages if any caused death...
Archived
Can County funding for Parent Vendored Day Care be filled in a Chapter 7 Bankruptcy?
Richard's answer
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Answered on March 30, 2014
If in fact you are not paid for wages incurred After the petition date which you indicate was NOvember or December and you keep working till...
Archived
Could filing a chapter 13 help me and how much would it cost with lawyer fees included ?
Richard's answer
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Answered on March 30, 2014
I would try to obtain an agreement with the mortgage company as Attorney Bunce suggests as you put so much money down there should be ample room to...
Archived
Can I bifurcate a ch 13 bktcy so that husbands child support arrears are separated from the mortgage and other consumer debt?
Richard's answer
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Answered on March 30, 2014
Your attorney would have a conflict of interest which simply cannot be overcome no matter how much he or she tries to discuss the risks, conflicts,...
Archived
How long will it take to receive the insurance check after the hearing?
Richard's answer
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Answered on March 30, 2014
Only the chapter 13 office can know depending on their own policies. Most checks all go out at one time per month. But sometimes a special check is...
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Archived
The primary mortgage on our home in MD was discharged in CH7. Can a foreclosure be reported on my credit report?
Richard's answer
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Answered on March 30, 2014
A foreclosure will be reported on your credit report if and when that occurs. You could see if somehow a short sale could take place as you in fact...
Archived
How is your Ch. 13 repayment calculated? Does student loan payments count toward your expenses?
Richard's answer
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Answered on March 30, 2014
I just want to add in addition to the other answers, why not WAIT and try and settle with the creditor . You can argue they will receive NO MONIES...
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