When you hire a bankruptcy attorney for chapter 7 at a flat fee, is it generally contracted for the discharge part only?
Richard's answer
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Answered on April 08, 2014
Any attorney who is intelligent will have exceptions to any contract on flat fees. EVERYONE. Why? there are MANY MANY different actions 95% of...
Can you have a chapter 7 discharge without a report of no distribution?
Richard's answer
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Answered on April 08, 2014
The report has NOTHING to do with discharge. The trustee will file that when he wants to. There is big difference between your case being CLOSED vs...
Archived
Chapter 7 bankruptcy was filed pro se and discharged October 2013. New mark on credit report on discharged debt.
Richard's answer
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Answered on April 08, 2014
Credit reports should reflect facts. The fact it is was repod..so report should show that. Up to the date filed, it should show late or on time...
Can I apply for credit cards before I get my discharge from my chapter 7 bankruptcy
Richard's answer
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Answered on April 08, 2014
You can apply anytime. You might want to make sure you only apply at several that are likely to grant to you as the more places you apply for, the...
Archived
I filed bankruptcy in 2013 and went to my court date with the trustee he wanted my taxes.
Richard's answer
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Answered on April 08, 2014
You need to carefully look at both Schedule B and C. You had the duty to list all tax refunds POST petition (not ones you received before). If you...
Archived
Does a trustee in a Chapter 7 bankruptcy case have to file anything with the court to take my tax return directly from the IRS?
Richard's answer
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Answered on April 08, 2014
I myself don't know on that issue. But I wanted to say you should make sure you have exempted out all you can in that refund in Schedule C and...
Archived
11 yrs ago filed Chapter 7 and never reaffirmed mortgage. Continued to make payments. Now listed on my credit report. Incorrect?
Richard's answer
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Answered on April 08, 2014
Your debt was discharged and cannot be reported as late assuming you did not refinance the debt. Order all 3 of your credit reports and object to...
Archived
I am considering filing a chapter 13, will changing employment effect this?
Richard's answer
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Answered on April 08, 2014
I would always go for the more money no doubt. No attorney can tell you if it "effects" this because it still depends on your income, expenses,...
Archived
Are we ok to be discharged from chapter 13?
Richard's answer
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Answered on April 08, 2014
If in fact you have income that you have NOT disclosed to the trustee and that your order confirming a plan requires you to do, then that would be...
Archived
Chapter 13 caption sheet
Richard's answer
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Answered on April 08, 2014
Each state and each division of Bankruptcy Court within the state have their own local rules. As a result, we cannot know what that caption sheet...
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