Archived
What is all involved in filing bankruptcy & all my past clients from my business?
Richard's answer
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Answered on April 11, 2014
You need to amend your facts as you can already see to indicate if the businesses are sole proprietorships or not. Assuming so, law is simple: you...
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My mobile home was discharged in bankruptcy and not reaffirmed. If I surrender after making payments is it a repossession?
Richard's answer
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Answered on April 11, 2014
First, you need to realize credit reports reflect facts. If they repossess it, then it will be a "repo". Period. Does not matter if you filed,...
Will my auto lease through Chase be affected if I file Chapter 7 Bankruptcy on 2 Chase credit cards?
Richard's answer
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Answered on April 11, 2014
First, I would not "keep current" until you file as you are throwing money away frankly. Second, think about this: how much do you spend ever month...
Archived
How does a chapter 7 protect me in a foreclosure?
Richard's answer
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Answered on April 11, 2014
Although I have read the attorneys answers in Fl what I don't see is what I want to make sure an attorney there tells you. The threshold issue...
Archived
I filed chapter 13 in 2011, signed a lease agreement in 2009 will I lose my security deposit to chapter 13
Richard's answer
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Answered on April 11, 2014
You should have listed that in Schedule B and exempted in Schedule C. Did you? If not, you should amend your schedules and do so even now. If...
Archived
What to do???
Richard's answer
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Answered on April 10, 2014
Attorney Elie does a wonderful unbeatable explanation and thus I incorporate his answer. But what I did not see anyone state is if you don't want...
Archived
What is a better option - Foreclosure or Bankruptcy?
Richard's answer
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Answered on April 10, 2014
If you are going to walk away, if you are NOT liable under your states laws then wait and move out when you have to and save your money. If any HOA...
Archived
I had a settlement agreement with a defendant's attorney to settle the ch 7 bankruptcy. However, the defendant has not paid me.
Richard's answer
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Answered on April 10, 2014
As you can see, no attorney can give you advice really on the lack of facts. We need to know what you mean by "settle" the ch 7 bankruptcy. For...
Archived
Can a creditor file a motion to convert a debtors chapter 7 bankruptcy to a chapter 13. debtor did not qualify for ch 7
Richard's answer
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Answered on April 10, 2014
So, as you have now read (1) you cannot force someone into ch 13. You can only file a motion to dismiss or and file objection to discharge if a...
Archived
Is court ordered counseling costs owed to ex wife covered under Chapter 7 bankruptcy?
Richard's answer
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Answered on April 10, 2014
Even the duty to pay a mortgage has fallen under the definition of "child support" That term is not what your normally think. So that is the...
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