Hi, Can court fines be included in a chapter 7 bankruptcy filing?

First, any debt MUST be listed in ANY bankruptcy or you are committing perjury if you intentionally omit it! NO EXCEPTONS EVER. However, your next...

Chapter 13 Early Discharge

It is my belief that once all allowed claims are paid in full the case closes as it is DONE. There might be some local rules that govern that so...

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If my husband files chapter 13 bankruptcy will items get taking off my credit report?

Your credit report ONLY reflects who has reported to them stating YOU owe them money! Some credit card receipts at stores also state whoever signs...

I filed a chapter 7 with my husband but we did our taxes separate as head of household? Will my case be Abel to discharging?

First, how you file your tax return has nothing to do with obtaining your general discharge. Your discharge is about 95 days after you file..check...

Can I go back and file a reaffirmation to keep my house if my BK/7 was discharged 3 years ago?

NO. The law is the same everywhere I know of in the US..you cannot file a reaffirmation after the discharge date. But you don't care. If you want a...

I'm in a divorce and joint Ch 13. We have a car jointly. Can I surrender my interest it and split the 13 or convert to 7?

First, almost NO attorney that knows what he or she is doing can represent both of you once you indicate you need to determine your rights as a...

How do you properly serve or give proper notice of serve to lien holders in a Chapter 13 bankruptcy?

You don't. The court sends notice to all creditors of your filing. It is only when you file an amendment post petition that you must serve a...

I have lost my house to foreclosure, but due to a BK the sale date was stopped. I have had the debt discharged and I am ........

First, you cannot transfer any interest in your home until the bankruptcy case is CLOSED or an Order of Abandonment entered on the home by you (not...

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I filed a bankruptcy amendment to add a creditor and expect my discharge notice soon. But the creditor is still billing me.

By law they cannot communicate with you once they knew you filed bankruptcy. When you added them, you had the duty to also send them a notice of...

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I contacted an identity theft lawyer and his paralegal said what they do is file chapter 7 instead.

If your ONLY debts are NOT your debts then there is no reason for you to file bankruptcy . YOu can notify all 3 credit reporting bureaus of a fraud...