Archived
Am I still entitled to share in rental profits on a co-owned rental property after I filed chapter 7 bankruptcy ?
Richard's answer
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Answered on April 23, 2014
First, your ownership is determined as a matter of contract law and real estate law governed by your states laws! The discharge of your debt DOES...
Archived
Does a filed UCC lien, with permission, get discharged in a Chapter 7 bankruptcy in the State of Maryland?
Richard's answer
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Answered on April 23, 2014
First, all debts owed to any one must be listed in any bankruptcy.
Second, all debts are discharged unless the fall w/in an exception to the...
Archived
We did not reaffirming mortgage in Chapter 7 in 2011. Can we ask bank to report payments on credit file?
Richard's answer
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Answered on April 23, 2014
The bank does not have to do anything as the debt was discharged. However, you can obtain a statement from your bank which shows payments made...
Archived
Got private student loans (through wells fargo) and they defaulted. Can these be included in ch 7 bankruptcy?
Richard's answer
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Answered on April 23, 2014
First, ANY debt you owe ANYONE MUST BE LISTED or you are committing perjury. I assume you do not have an attorney or you would already know this....
Archived
Improper conduct by bankruptcy judge (ignoring documented fraud, perjury by opposing party) chapter 13 NYS Debtor ?
Richard's answer
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Answered on April 23, 2014
You keep asking the same question You should GET OFF AVVO> go take your money to an attorney who specializes in that area of the law and just my...
Archived
My Chap 13 (active)attorney passed away. Continue with company taken over my current attorney company or look for new attorney ?
Richard's answer
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Answered on April 23, 2014
In many cases, absent any issues on lien stripping if still needed, if you simply continue to make your payments and have already taken your 2nd...
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Is it ok to rent out my primary residence for a year to help get back on my feet after I file for Chapter 7?
Richard's answer
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Answered on April 23, 2014
First, you cannot transfer any interest in your home until the bankruptcy case is CLOSED or an Order of Abandonment entered on the home by you (not...
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Archived
In 2011 we missed 1 payment on a mortgage that was discharged in chapter 7. 3 years later with no missed payments, but it shows
Richard's answer
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Answered on April 23, 2014
Unfortunately, you need to realize and learn that credit reports reflect facts. I am assuming from the statement that it has kept you from "being...
Archived
We filed a Chapter 13. My Husband is verbally abusive. I'm disabled. Can I file a Chapter 7? Remain in home, sons car, college $
Richard's answer
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Answered on April 22, 2014
First, you should NOT go to the attorney who filed the chapter 13 as they have a built in conflict of interest in trying to represent any couple...
Archived
Forgot to list a creditor?!
Richard's answer
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Answered on April 22, 2014
You file amended schedule f and pay the 30 dollar amendment fee..your court rule will probably require you to serve them a copy of the 341 notice...
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