Archived
Question about buying a house in Maryland with regard to old judgments discharged in chapters 7 bankruptcy.
Richard's answer
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Answered on April 30, 2014
You have a misconception on the effect of a discharge. A discharge discharges PERSONAL liability; however, the secure lien remains is the debtor...
In Arizona, can the HOA still foreclose on my home after I receive a discharge (pre-bankruptcy fees) in Chapter 7?
Richard's answer
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Answered on April 30, 2014
You are probably misreading or not understanding what you read. Specifically you MUST distinguish personal liability versus a security interest....
Archived
Should I wait until my bankruptcy has been discharged to have a security freeze on my credit reports?
Richard's answer
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Answered on April 30, 2014
I have never heard to that in my life. Irrespective, get a copy of all reports before you file. I always suggest to clients 45 days after the...
Archived
I OWE $1000 DEDUCTABLE FROM A CAR ACCIDENT BEFORE THE DEALERSHIP RELEASES MY VEHICLE TO ME, IF I FILE BANKRUPTCY, CAN I GET MY C
Richard's answer
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Answered on April 30, 2014
First, we don't know if work has already been done or not. If so, the place performing the repairs may have a mechanics lien on it no matter what ...
Archived
Chapter 13 Bankrupcty Taxes. I ran a farm in Ohio on which I sold only produce, chicken and eggs before moving to CO.
Richard's answer
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Answered on April 30, 2014
First, you put down the truth. If not a priority debt then schedule F . If a priority debt, Schedule E. You should consult with an attorney as that...
Archived
Was this debt discharged?
Richard's answer
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Answered on April 30, 2014
Most attorneys either wont answer that question with a yes or a no and I totally understand why! Section 523 of the bankruptcy code governs....
Archived
Filed chapter 7th case discharge. House paid off and reported as exempt in california
Richard's answer
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Answered on April 30, 2014
First, you really don't ask any question. YOU must see if case is CLOSED. IF closed then the house is yours to sell if you can pay off all secured...
Archived
I recently filed Chapter 7 bankruptcy, which I surrendered my leased vehicle, which is almost 90 days past due.
Richard's answer
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Answered on April 30, 2014
Personally, I would remove all personal property from your car. If a locked garage, I would park it in there at night and always. But you probably...
Archived
Contractor is suing me for breach of contract. He filed suit under his LLC. He filed chapter 7 bankruptcy. Can he still sue?
Richard's answer
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Answered on April 30, 2014
Yes.. His LLC is a separate entity. His ownership of it is set forth in Schedules B and C in his bankruptcy just like if he owns shares of stock in...
Archived
Do I need to show monthly mortgage payment on loan app. if mortgage wasn't reaffirmed in Chapter 7?
Richard's answer
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Answered on April 30, 2014
First, you should state the truth. So if you are NOT going to walk away now and still making payments, then you show all debts you are paying on....
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