Can I use the "unused" portion of the homestead exemption if I don't own my home.

You just answered your own question they way your wrote it!

Do I need to list non-debtor property (IE my wife's personal property) in my bankruptcy filing?

You need to list ANYTHING you own and any community property, if any, depending on where acquired. What you do NOT list is any property she owned...

I have had a default judgment on my $8k hospital bill that is now being handled by a collections agency. What are my options?

In addition to the other responses, if you need to file bankruptcy, we , like most attorneys do NOT charge to discuss. I can talk to you even on...

Can a Michigan Bankruptcy trustee reverse a real estate transaction?

A trustee can pursuant to 2 different laws but in essence the Uniform Fraudulent Transfer Act or variant has been adopted by all states I believe....

Our 2nd mortgage is threatening to foreclose. They've offered a loan mod, but I can't afford to renew this loan. Any Advice?

If you want to keep you house you need to be current on the 2nd or they can foreclose! We don't know the value of the home or the amount owed on...

We where recently granted bankruptcy protection on our only mortgage. How can I turn the title over to the bank?

First, you cannot transfer any interest in your home until the bankruptcy case is CLOSED or an Order of Abandonment entered on the home by you (not...

Generally ALL DEBTS are dischargeable in bankruptcy unless they fall within one of the exceptions. You seem to really be asking if somehow you can...

As attorney Riddle indicates, LLC debts are NOT discharged..so why file? Sometimes there is a reason to file but not for whay you are implying..to...

Is a movant for Relief From Stay entitled to respond when Petitioner appeals Order Granting Relief From Stay? Should he respond?

I agree with Arthur that if the relief from stay itself was already granted then small chance of being overturned. The movant filing the motion...

I was wondering is there anyway i can surrender my car loan or file bankruptcy with out hurting the co signer?

Sell it and keep paying balance is what I suggest is best so you don't mess him up.